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Terms of Service

Last updated: March 27, 2026

1. Acceptance of Terms

By accessing and using PennyPulse ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

PennyPulse is a free penny stock screener that provides:

  • Real-time stock data and price information
  • Volume spike and momentum detection
  • AI-powered stock analysis
  • News and social sentiment aggregation

The service is provided "as is" and is intended for informational purposes only.

3. Not Financial Advice

IMPORTANT: PennyPulse does NOT provide financial, investment, legal, or tax advice.

  • All information is for educational and informational purposes only
  • We do not recommend buying, selling, or holding any securities
  • You are solely responsible for your investment decisions
  • Always consult a licensed financial advisor before investing
  • Past performance does not indicate future results

4. Risk Disclosure

Penny stocks carry significant risks:

  • High volatility - prices can swing 50%+ in a single day
  • Low liquidity - difficulty buying or selling at desired prices
  • Limited information - less regulatory disclosure than larger companies
  • Manipulation risk - susceptible to pump-and-dump schemes
  • Total loss possible - you can lose your entire investment

5. Data Accuracy

While we strive to provide accurate information:

  • Data is sourced from third-party providers and may contain errors
  • Real-time data may be delayed
  • We do not guarantee the accuracy, completeness, or timeliness of any data
  • Always verify information through official sources before trading

6. User Conduct

You agree not to:

  • Use the service for any illegal purpose
  • Attempt to gain unauthorized access to our systems
  • Scrape, copy, or redistribute our data without permission
  • Use automated tools to access the service excessively
  • Interfere with the proper operation of the service

7. Intellectual Property

All content on PennyPulse, including but not limited to text, graphics, logos, and software, is the property of PennyPulse and is protected by copyright and trademark laws.

8. Limitation of Liability

To the maximum extent permitted by law:

  • PennyPulse is not liable for any investment losses
  • We are not liable for any indirect, incidental, or consequential damages
  • Our total liability shall not exceed the amount you paid for the service (which is $0 for free users)

9. Indemnification

You agree to indemnify and hold harmless PennyPulse from any claims, damages, or expenses arising from your use of the service or violation of these terms.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice.

11. Changes to Terms

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the new terms.

12. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States.

13. Contact

For questions about these terms, please contact us through our website.

© 2026 PennyPulse. All rights reserved.